Taking on The Retirement INCOME CHALLENGE

About Advanced Time Segmentation

Advanced Time Segmentation takes investment principles that were once exclusive to the ultra-wealthy and makes them accessible to everyone.

At its core, we match our client's assets to their income liabilities. Meaning we lay out a strategy that creates inflation-adjusted income and addresses risk by giving equities time to potentially grow untouched. This approach allocates assets into different time segments based on the period of time those assets are expected to generate income.

A Strategy-Driven Approach

Most retirees or soon to be retirees with accumulated assets are looking for stable income and a way to minimize their investment risks. They strive to build a portfolio of investments that can safely generate income for them for the rest of their lives.

By using a strategy-driven approach that utilizes time to mitigate risk, retirees can feel comfortable knowing their income is mapped out for a minimum of 15 years.

How ATS works

Click each segmented category below to read a brief description of that segment's purpose.

Fill out the form below to find an ATS advisor

We encourage you to fill out the form below to find a financial advisor trained in the use of Advanced Time Segmentation® to discuss your specific needs and questions. We look forward to helping you attain your dreams and financial goals.

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Registered representatives in the ATS program offer securities through a Cetera Financial Group broker/dealer. Advisory services may be offered through a Cetera registered investment adviser or through the advisor's ORIA. "Cetera Financial Group" refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC (also doing business as First Allied Securities), Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), Cetera Financial Specialists LLC. All firms are members FINRA/SIPC. Located at 655 W. Broadway, 11th Floor, San Diego, CA 92101.